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20854

ZIP code 20854 is in Montgomery County, Maryland. About 50,498 people live here in 16,751 households. The median home value is $1,165,400 and the median household income $250,001. The average commute takes about 32 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
50,498residentsACS 2020–2024
$250,001median household incomeMontgomery County: $132K
$1,165,400median home valueMontgomery County: $640K
99%of households have broadbandhome internet subscription
20854 in MarylandZIP codes coloured by median household income
Map of Maryland ZIP codes by household income, with 20854 marked 20854
<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

50,498 residents in 16,751 households, next to the Montgomery County figure.

24%
under 18
11%
aged 18–34
24%
aged 65 and over
14%
of households are people living alone
77%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

17,311 housing units; the median owner-occupied home is valued at $1,165,400 (±$21,922).

89%
of households own their home
82%
of homes are detached single-family houses
5%
are in buildings with 5 or more units
1%
are mobile homes
3%
of housing units are vacant
$3,501
median gross rent a month

When homes were built

2020 or later1%
2010–20194%
2000–20097%
1990–199914%
1980–198920%
1970–197926%
1960–196923%
1950–19594%
1940–19491%
1939 or earlier0%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars.

$250,001
median household income
2.6%
of people live below the poverty line
3.0%
unemployment rate
86%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

32 min
average commute to work
21%
of commuters travel 45 minutes or more
58%
of workers drive or carpool
2%
take public transportation
1%
walk or bike
37%
work from home
2%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

99%
of households have a broadband subscription
1%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 20854.

1,230 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets7
Convenience stores0
Pharmacies and drug stores4
Retail bakeries0
Full-service restaurants26
Limited-service restaurants25
Coffee shops and snack bars9
Bars0
Physicians’ offices55
Dentists’ offices26
Child care centers18
Gyms and fitness centers10
Movie theaters0
Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 20854, next to the national figure.

81%
had a routine checkup in the past year
78%
visited a dentist in the past year
4%
of 18–64s have no health insurance
14%
get no leisure-time physical activity
28%
usually sleep less than 7 hours
5%
smoke
21%
have obesity
10%
have diagnosed diabetes
32%
have high blood pressure
11%
report fair or poor general health
9%
report frequent mental distress
29%
often feel lonely
6%
faced food insecurity in the past year
5%
faced housing insecurity in the past year
3%
lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Potomac ElementaryPotomac0.9 mi
Wayside ElementaryPotomac1.3 mi
Herbert Hoover MiddlePotomac2.4 mi
Cold Spring ElementaryPotomac2.5 mi
Cabin John MiddlePotomac2.6 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.