ZIP code 20886 is in Montgomery County, Maryland. About 34,718 people live here in 12,441 households. The median home value is $386,500 and the median household income $98,542. The average commute takes about 36 minutes.
ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
93%of households have broadbandhome internet subscription
20886 in MarylandZIP codes coloured by median household income
20886
<$45K$125K+
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files
People.
34,718 residents in 12,441 households, next to the Montgomery County figure.
23%
under 18
HereMontgomery County
22%
aged 18–34
HereMontgomery County
14%
aged 65 and over
HereMontgomery County
28%
of households are people living alone
HereMontgomery County
43%
of households are married couples
HereMontgomery County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Homes.
13,024 housing units; the median owner-occupied home is valued at $386,500 (±$11,725).
69%
of households own their home
HereMontgomery County
21%
of homes are detached single-family houses
HereMontgomery County
22%
are in buildings with 5 or more units
HereMontgomery County
1%
are mobile homes
HereMontgomery County
5%
of housing units are vacant
HereMontgomery County
$1,918
median gross rent a month
HereMontgomery County
When homes were built
2020 or later1%
2010–20192%
2000–20093%
1990–199913%
1980–198932%
1970–197940%
1960–19696%
1950–19592%
1940–19491%
1939 or earlier1%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Income and work.
Household income and work, in 2024 dollars; median household income ±$9,421.
$98,542
median household income
HereMontgomery County
12.8%
of people live below the poverty line
HereMontgomery County
5.4%
unemployment rate
HereMontgomery County
43%
of adults 25+ hold a bachelor’s degree or higher
HereMontgomery County
The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Getting around.
How workers aged 16 and over get to work, and how long it takes.
36 min
average commute to work
HereMontgomery County
28%
of commuters travel 45 minutes or more
HereMontgomery County
71%
of workers drive or carpool
HereMontgomery County
7%
take public transportation
HereMontgomery County
1%
walk or bike
HereMontgomery County
19%
work from home
HereMontgomery County
6%
of households have no car
HereMontgomery County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Internet.
Home internet subscriptions.
93%
of households have a broadband subscription
HereMontgomery County
5%
have no internet access at home
HereMontgomery County
American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Businesses in 20886.
281 business establishments with paid employees have an address in this ZIP code.
Grocery stores and supermarkets5
Convenience stores0
Pharmacies and drug stores0
Retail bakeries0
Full-service restaurants3
Limited-service restaurants14
Coffee shops and snack bars0
Bars0
Physicians’ offices3
Dentists’ offices9
Child care centers6
Gyms and fitness centers6
Movie theaters0
Museums0
Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023
Health.
Estimated share of adults in 20886, next to the national figure.
75%
had a routine checkup in the past year
HereUnited States
62%
visited a dentist in the past year
HereUnited States
14%
of 18–64s have no health insurance
HereUnited States
23%
get no leisure-time physical activity
HereUnited States
37%
usually sleep less than 7 hours
HereUnited States
9%
smoke
HereUnited States
30%
have obesity
HereUnited States
11%
have diagnosed diabetes
HereUnited States
32%
have high blood pressure
HereUnited States
19%
report fair or poor general health
HereUnited States
14%
report frequent mental distress
HereUnited States
35%
often feel lonely
HereUnited States
19%
faced food insecurity in the past year
HereUnited States
16%
faced housing insecurity in the past year
HereUnited States
9%
lacked reliable transportation in the past year
HereUnited States
These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.
Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain
Nearest public schools.
In a straight line from the center of the ZIP code. Attendance zones are set by each school district.
Watkins Mill HighGaithersburg0.7 mi
Stedwick ElementaryMontgomery Village1.0 mi
Montgomery Village MiddleMontgomery Village1.1 mi
Whetstone ElementaryGaithersburg1.2 mi
Goshen ElementaryGaithersburg1.4 mi
Source: National Center for Education Statistics, EDGE public school locations 2024–25
Nearby ZIP codes.
ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.
20886