ZIP code 38654 is in DeSoto County, Mississippi, and crosses into 1 other county. About 57,898 people live here in 20,919 households. The median home value is $309,400 and the median household income $103,092. The average commute takes about 26 minutes.
ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
94%of households have broadbandhome internet subscription
38654 in MississippiZIP codes coloured by median household income
38654
<$45K$125K+
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files
People.
57,898 residents in 20,919 households, next to the DeSoto County figure.
24%
under 18
HereDeSoto County
20%
aged 18–34
HereDeSoto County
13%
aged 65 and over
HereDeSoto County
21%
of households are people living alone
HereDeSoto County
59%
of households are married couples
HereDeSoto County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Homes.
21,652 housing units; the median owner-occupied home is valued at $309,400 (±$11,211).
85%
of households own their home
HereDeSoto County
91%
of homes are detached single-family houses
HereDeSoto County
5%
are in buildings with 5 or more units
HereDeSoto County
1%
are mobile homes
HereDeSoto County
3%
of housing units are vacant
HereDeSoto County
$1,829
median gross rent a month
HereDeSoto County
When homes were built
2020 or later4%
2010–201917%
2000–200934%
1990–199925%
1980–198910%
1970–19794%
1960–19694%
1950–19591%
1940–19491%
1939 or earlier1%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Income and work.
Household income and work, in 2024 dollars; median household income ±$6,735.
$103,092
median household income
HereDeSoto County
4.8%
of people live below the poverty line
HereDeSoto County
2.5%
unemployment rate
HereDeSoto County
33%
of adults 25+ hold a bachelor’s degree or higher
HereDeSoto County
The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Getting around.
How workers aged 16 and over get to work, and how long it takes.
26 min
average commute to work
HereDeSoto County
10%
of commuters travel 45 minutes or more
HereDeSoto County
90%
of workers drive or carpool
HereDeSoto County
0%
take public transportation
HereDeSoto County
1%
walk or bike
HereDeSoto County
8%
work from home
HereDeSoto County
3%
of households have no car
HereDeSoto County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Internet.
Home internet subscriptions.
94%
of households have a broadband subscription
HereDeSoto County
4%
have no internet access at home
HereDeSoto County
American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Businesses in 38654.
1,136 business establishments with paid employees have an address in this ZIP code.
Grocery stores and supermarkets5
Convenience stores6
Pharmacies and drug stores5
Retail bakeries0
Full-service restaurants35
Limited-service restaurants55
Coffee shops and snack bars9
Bars3
Physicians’ offices19
Dentists’ offices14
Child care centers10
Gyms and fitness centers8
Movie theaters0
Museums0
Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023
Health.
Estimated share of adults in 38654, next to the national figure.
82%
had a routine checkup in the past year
HereUnited States
15%
visited a dentist in the past year
HereUnited States
8%
of 18–64s have no health insurance
HereUnited States
25%
get no leisure-time physical activity
HereUnited States
36%
usually sleep less than 7 hours
HereUnited States
12%
smoke
HereUnited States
36%
have obesity
HereUnited States
12%
have diagnosed diabetes
HereUnited States
39%
have high blood pressure
HereUnited States
17%
report fair or poor general health
HereUnited States
15%
report frequent mental distress
HereUnited States
35%
often feel lonely
HereUnited States
14%
faced food insecurity in the past year
HereUnited States
12%
faced housing insecurity in the past year
HereUnited States
8%
lacked reliable transportation in the past year
HereUnited States
These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.
Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain
Nearest public schools.
In a straight line from the center of the ZIP code. Attendance zones are set by each school district.
Olive Branch High SchoolOlive Branch1.1 mi
Chickasaw Elementary SchoolOlive Branch1.4 mi
Olive Branch Elementary SchoolOlive Branch1.5 mi
Olive Branch Middle SchoolOLIVE BRANCH1.6 mi
Olive Branch Intermediate SchoolOlive Branch2.7 mi
Source: National Center for Education Statistics, EDGE public school locations 2024–25
Nearby ZIP codes.
ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.
38654