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Swain County

Swain County has 14,013 residents across 2 ZIP codes with their own report. Median household income is $52,349, 28% below the North Carolina figure. The typical owner-occupied home is valued at $207,000, and 21% of adults 25 and over hold a bachelor’s degree or higher.

County · ACS 2020–2024 · Updated October 24, 2026
14,013residentsACS 2020–2024
$52,349median household incomeNorth Carolina: $72K
$207,000median home valueowner-occupied homes
77%of households have broadbandhome internet subscription
Swain County in North CarolinaZIP codes in Swain County highlighted; the rest of North Carolina in grey
Map of North Carolina with Swain County highlighted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

All 2 ZIP codes.

Colour shows where each zip code sits among the others in the table, from lowest to highest.

ZIP codeResidentsHousehold incomeHome valueOwnersBachelor's+BroadbandCommute
287138,425$51K$222K72%24%80%25 min
287196,786$61K$188K74%18%75%16 min

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

People.

14,013 residents in 6,013 households, next to the North Carolina figure.

21%
under 18
20%
aged 18–34
20%
aged 65 and over
26%
of households are people living alone
45%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

8,629 housing units; the median owner-occupied home is valued at $207,000 (±$19,733).

73%
of households own their home
66%
of homes are detached single-family houses
3%
are in buildings with 5 or more units
26%
are mobile homes
30%
of housing units are vacant
$742
median gross rent a month

When homes were built

2020 or later1%
2010–20196%
2000–200921%
1990–199921%
1980–198915%
1970–197917%
1960–19699%
1950–19596%
1940–19493%
1939 or earlier3%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$5,811.

$52,349
median household income
19.1%
of people live below the poverty line
7.6%
unemployment rate
21%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

22 min
average commute to work
8%
of commuters travel 45 minutes or more
90%
of workers drive or carpool
0%
take public transportation
2%
walk or bike
6%
work from home
7%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

77%
of households have a broadband subscription
19%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates