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94109

ZIP code 94109 is in San Francisco County, California. About 54,553 people live here in 31,491 households. The median home value is $1,300,300 and the median household income $106,018. The average commute takes about 32 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
54,553residentsACS 2020–2024
$106,018median household incomeSan Francisco County: $141K
$1,300,300median home valueSan Francisco County: $1.39M
91%of households have broadbandhome internet subscription
94109 in CaliforniaZIP codes coloured by median household income
Map of California ZIP codes by household income, with 94109 marked 94109
<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

54,553 residents in 31,491 households, next to the San Francisco County figure.

7%
under 18
35%
aged 18–34
20%
aged 65 and over
56%
of households are people living alone
22%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

39,490 housing units; the median owner-occupied home is valued at $1,300,300 (±$174,205).

17%
of households own their home
2%
of homes are detached single-family houses
88%
are in buildings with 5 or more units
0%
are mobile homes
20%
of housing units are vacant
$2,177
median gross rent a month

When homes were built

2020 or later1%
2010–20194%
2000–20094%
1990–19993%
1980–19897%
1970–19798%
1960–196910%
1950–19595%
1940–19494%
1939 or earlier56%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$10,138.

$106,018
median household income
13.8%
of people live below the poverty line
6.9%
unemployment rate
64%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

32 min
average commute to work
19%
of commuters travel 45 minutes or more
19%
of workers drive or carpool
20%
take public transportation
25%
walk or bike
32%
work from home
52%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

91%
of households have a broadband subscription
6%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 94109.

1,678 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets24
Convenience stores4
Pharmacies and drug stores7
Retail bakeries0
Full-service restaurants137
Limited-service restaurants49
Coffee shops and snack bars37
Bars38
Physicians’ offices59
Dentists’ offices31
Child care centers10
Gyms and fitness centers15
Movie theaters0
Museums3

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 94109, next to the national figure.

71%
had a routine checkup in the past year
68%
visited a dentist in the past year
6%
of 18–64s have no health insurance
18%
get no leisure-time physical activity
32%
usually sleep less than 7 hours
9%
smoke
18%
have obesity
9%
have diagnosed diabetes
25%
have high blood pressure
16%
report fair or poor general health
15%
report frequent mental distress
38%
often feel lonely
13%
faced food insecurity in the past year
10%
faced housing insecurity in the past year
7%
lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Spring Valley ElementarySan Francisco0.2 mi
Sherman ElementarySan Francisco0.3 mi
Redding ElementarySan Francisco0.4 mi
Cooper (Sarah B.) Children CenterSan Francisco0.6 mi
The New School of San FranciscoSan Francisco0.6 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.