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95065

ZIP code 95065 is in Santa Cruz County, California. About 7,997 people live here in 2,898 households. The median home value is $1,228,500 and the median household income $153,222. The average commute takes about 28 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
7,997residentsACS 2020–2024
$153,222median household incomeSanta Cruz County: $111K
$1,228,500median home valueSanta Cruz County: $1.03M
96%of households have broadbandhome internet subscription
95065 in CaliforniaZIP codes coloured by median household income
Map of California ZIP codes by household income, with 95065 marked 95065
<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

7,997 residents in 2,898 households, next to the Santa Cruz County figure.

19%
under 18
22%
aged 18–34
23%
aged 65 and over
22%
of households are people living alone
55%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

3,102 housing units; the median owner-occupied home is valued at $1,228,500 (±$73,117).

72%
of households own their home
76%
of homes are detached single-family houses
12%
are in buildings with 5 or more units
0%
are mobile homes
7%
of housing units are vacant
$2,746
median gross rent a month

When homes were built

2020 or later0%
2010–20192%
2000–20094%
1990–19999%
1980–198929%
1970–197923%
1960–196916%
1950–19596%
1940–19495%
1939 or earlier7%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$15,827.

$153,222
median household income
8.6%
of people live below the poverty line
5.9%
unemployment rate
53%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

28 min
average commute to work
22%
of commuters travel 45 minutes or more
72%
of workers drive or carpool
2%
take public transportation
4%
walk or bike
21%
work from home
6%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

96%
of households have a broadband subscription
3%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 95065.

276 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets0
Convenience stores0
Pharmacies and drug stores0
Retail bakeries0
Full-service restaurants4
Limited-service restaurants4
Coffee shops and snack bars0
Bars0
Physicians’ offices47
Dentists’ offices16
Child care centers9
Gyms and fitness centers0
Movie theaters0
Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 95065, next to the national figure.

74%
had a routine checkup in the past year
70%
visited a dentist in the past year
6%
of 18–64s have no health insurance
19%
get no leisure-time physical activity
31%
usually sleep less than 7 hours
10%
smoke
26%
have obesity
10%
have diagnosed diabetes
33%
have high blood pressure
18%
report fair or poor general health
16%
report frequent mental distress
33%
often feel lonely
10%
faced food insecurity in the past year
9%
faced housing insecurity in the past year
6%
lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Happy Valley ElementarySanta Cruz0.6 mi
Mountain ElementarySoquel2.0 mi
Santa Cruz Gardens ElementarySanta Cruz2.0 mi
Scotts Valley MiddleScotts Valley2.3 mi
California Online Public Schools Monterey BayScotts Valley2.5 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.