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46032

ZIP code 46032 is in Hamilton County, Indiana. About 51,515 people live here in 20,557 households. The median home value is $496,800 and the median household income $132,085. The average commute takes about 25 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
51,515residentsACS 2020–2024
$132,085median household incomeHamilton County: $122K
$496,800median home valueHamilton County: $406K
97%of households have broadbandhome internet subscription
46032 in IndianaZIP codes coloured by median household income
Map of Indiana ZIP codes by household income, with 46032 marked 46032
<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

51,515 residents in 20,557 households, next to the Hamilton County figure.

24%
under 18
21%
aged 18–34
15%
aged 65 and over
26%
of households are people living alone
57%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

22,194 housing units; the median owner-occupied home is valued at $496,800 (±$17,477).

67%
of households own their home
59%
of homes are detached single-family houses
31%
are in buildings with 5 or more units
0%
are mobile homes
7%
of housing units are vacant
$1,642
median gross rent a month

When homes were built

2020 or later4%
2010–201921%
2000–200923%
1990–199924%
1980–198912%
1970–19799%
1960–19695%
1950–19592%
1940–19490%
1939 or earlier1%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$9,053.

$132,085
median household income
4.9%
of people live below the poverty line
2.9%
unemployment rate
76%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

25 min
average commute to work
10%
of commuters travel 45 minutes or more
71%
of workers drive or carpool
0%
take public transportation
1%
walk or bike
27%
work from home
4%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

97%
of households have a broadband subscription
1%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 46032.

2,662 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets7
Convenience stores0
Pharmacies and drug stores13
Retail bakeries0
Full-service restaurants79
Limited-service restaurants70
Coffee shops and snack bars26
Bars7
Physicians’ offices128
Dentists’ offices50
Child care centers20
Gyms and fitness centers32
Movie theaters0
Museums3

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 46032, next to the national figure.

82%
had a routine checkup in the past year
77%
visited a dentist in the past year
5%
of 18–64s have no health insurance
15%
get no leisure-time physical activity
30%
usually sleep less than 7 hours
8%
smoke
31%
have obesity
10%
have diagnosed diabetes
32%
have high blood pressure
12%
report fair or poor general health
13%
report frequent mental distress
27%
often feel lonely
7%
faced food insecurity in the past year
6%
faced housing insecurity in the past year
4%
lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Clay Center Elementary SchoolCarmel0.3 mi
Smoky Row Elementary SchoolCarmel1.4 mi
Carmel Middle SchoolCarmel1.8 mi
West Clay Elementary SchoolCarmel2.1 mi
Towne Meadow Elementary SchoolCarmel2.1 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.