46628

Name: ZIP code 46628, Indiana
Address: IN, 46628, US

ZIP code 46628 is in St. Joseph County, Indiana. About 27,685 people live here in 10,787 households. The median home value is $182,200 and the median household income $61,759. The average commute takes about 22 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026

27,685residentsACS 2020–2024

$61,759median household incomeSt. Joseph County: $67K

$182,200median home valueSt. Joseph County: $193K

89%of households have broadbandhome internet subscription

46628 in IndianaZIP codes coloured by median household income

46628

<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

27,685 residents in 10,787 households, next to the St. Joseph County figure.

26%

under 18

22%

aged 18–34

15%

aged 65 and over

29%

of households are people living alone

41%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

12,156 housing units; the median owner-occupied home is valued at $182,200 (±$12,906).

68%

of households own their home

84%

of homes are detached single-family houses

are in buildings with 5 or more units

are mobile homes

11%

of housing units are vacant

$1,104

median gross rent a month

When homes were built

2020 or later1%

2010–20194%

2000–200912%

1990–199913%

1980–19896%

1970–197911%

1960–19699%

1950–195916%

1940–194911%

1939 or earlier19%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$5,555.

$61,759

median household income

19.3%

of people live below the poverty line

4.9%

unemployment rate

25%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

22 min

average commute to work

of commuters travel 45 minutes or more

85%

of workers drive or carpool

take public transportation

walk or bike

10%

work from home

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

89%

of households have a broadband subscription

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 46628.

603 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets0

Convenience stores3

Pharmacies and drug stores0

Retail bakeries0

Full-service restaurants11

Limited-service restaurants21

Coffee shops and snack bars0

Bars0

Physicians’ offices6

Dentists’ offices0

Child care centers8

Gyms and fitness centers0

Movie theaters0

Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 46628, next to the national figure.

81%

had a routine checkup in the past year

54%

visited a dentist in the past year

11%

of 18–64s have no health insurance

31%

get no leisure-time physical activity

42%

usually sleep less than 7 hours

18%

smoke

40%

have obesity

16%

have diagnosed diabetes

42%

have high blood pressure

26%

report fair or poor general health

20%

report frequent mental distress

36%

often feel lonely

23%

faced food insecurity in the past year

18%

faced housing insecurity in the past year

12%

lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Career Academy Middle SchoolSouth Bend0.8 mi

Career Academy High SchoolSouth Bend0.8 mi

Dickinson AcademySouth Bend2.0 mi

Coquillard Elementary SchoolSouth Bend2.2 mi

LaSalle AcademySouth Bend2.4 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.

46616 46556 46637 46619 46601 46617 St. Joseph County Indiana