Bell County

Bell County has 23,509 residents across 11 ZIP codes with their own report. Median household income is $31,354, 51% below the Kentucky figure. The typical owner-occupied home is valued at $89,000, and 16% of adults 25 and over hold a bachelor’s degree or higher.

County · ACS 2020–2024 · Updated October 24, 2026

23,509residentsACS 2020–2024

$31,354median household incomeKentucky: $64K

$89,000median home valueowner-occupied homes

79%of households have broadbandhome internet subscription

Bell County in KentuckyZIP codes in Bell County highlighted; the rest of Kentucky in grey

Map of Kentucky with Bell County highlighted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

All 11 ZIP codes.

Colour shows where each zip code sits among the others in the table, from lowest to highest.

ZIP code	Residents	Household income	Home value	Owners	Bachelor's+	Broadband	Commute
40813	354	$81K	$160K	60%	5%	96%	24 min
40845	580	$23K	$66K	61%	1%	95%	92 min
40856	745	$48K	$83K	72%	3%	75%	38 min
40902	558	$-666667K	$-666667K	75%	0%	95%	27 min
40913	276	$51K	$105K	52%	19%	65%	19 min
40939	165	$-666667K	$-666667K	100%	56%	100%	33 min
40940	367	$-666667K	$-666667K	90%	0%	67%	50 min
40958	547	$49K	$88K	70%	2%	85%	42 min
40965	11,561	$29K	$95K	54%	18%	78%	19 min
40977	8,367	$38K	$86K	60%	17%	79%	27 min
40988	519	$38K	$-666667K	98%	14%	87%	27 min

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

People.

23,509 residents in 9,939 households, next to the Kentucky figure.

22%

under 18

20%

aged 18–34

19%

aged 65 and over

36%

of households are people living alone

36%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

11,631 housing units; the median owner-occupied home is valued at $89,000 (±$6,214).

59%

of households own their home

58%

of homes are detached single-family houses

are in buildings with 5 or more units

25%

are mobile homes

15%

of housing units are vacant

$592

median gross rent a month

When homes were built

2020 or later1%

2010–20195%

2000–200912%

1990–199913%

1980–198917%

1970–197920%

1960–196910%

1950–19598%

1940–19497%

1939 or earlier7%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$3,340.

$31,354

median household income

28.8%

of people live below the poverty line

10.1%

unemployment rate

16%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

24 min

average commute to work

16%

of commuters travel 45 minutes or more

89%

of workers drive or carpool

take public transportation

walk or bike

work from home

11%

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

79%

of households have a broadband subscription

17%

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates