Clay County

Clay County has 19,921 residents across 4 ZIP codes with their own report. Median household income is $40,900, 36% below the Kentucky figure. The typical owner-occupied home is valued at $90,700, and 16% of adults 25 and over hold a bachelor’s degree or higher.

County · ACS 2020–2024 · Updated October 24, 2026

19,921residentsACS 2020–2024

$40,900median household incomeKentucky: $64K

$90,700median home valueowner-occupied homes

84%of households have broadbandhome internet subscription

Clay County in KentuckyZIP codes in Clay County highlighted; the rest of Kentucky in grey

Map of Kentucky with Clay County highlighted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

All 4 ZIP codes.

Colour shows where each zip code sits among the others in the table, from lowest to highest.

ZIP code	Residents	Household income	Home value	Owners	Bachelor's+	Broadband	Commute
40914	820	$27K	$47K	86%	4%	85%	43 min
40941	269	$-666667K	$-666667K	19%	0%	48%	36 min
40962	17,310	$43K	$103K	77%	16%	84%	30 min
40972	1,255	$41K	$51K	89%	15%	89%	29 min

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

People.

19,921 residents in 7,288 households, next to the Kentucky figure.

21%

under 18

22%

aged 18–34

16%

aged 65 and over

26%

of households are people living alone

47%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

8,664 housing units; the median owner-occupied home is valued at $90,700 (±$13,106).

76%

of households own their home

62%

of homes are detached single-family houses

are in buildings with 5 or more units

31%

are mobile homes

16%

of housing units are vacant

$724

median gross rent a month

When homes were built

2020 or later1%

2010–201914%

2000–200916%

1990–199917%

1980–198918%

1970–197916%

1960–19698%

1950–19594%

1940–19493%

1939 or earlier4%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$7,504.

$40,900

median household income

32.4%

of people live below the poverty line

9.3%

unemployment rate

16%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

30 min

average commute to work

19%

of commuters travel 45 minutes or more

87%

of workers drive or carpool

take public transportation

walk or bike

work from home

13%

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

84%

of households have a broadband subscription

13%

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates