McCreary County

McCreary County has 16,867 residents across 6 ZIP codes with their own report. Median household income is $33,750, 47% below the Kentucky figure. The typical owner-occupied home is valued at $85,300, and 9% of adults 25 and over hold a bachelor’s degree or higher.

County · ACS 2020–2024 · Updated October 24, 2026

16,867residentsACS 2020–2024

$33,750median household incomeKentucky: $64K

$85,300median home valueowner-occupied homes

80%of households have broadbandhome internet subscription

McCreary County in KentuckyZIP codes in McCreary County highlighted; the rest of Kentucky in grey

Map of Kentucky with McCreary County highlighted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

All 6 ZIP codes.

Colour shows where each zip code sits among the others in the table, from lowest to highest.

ZIP code	Residents	Household income	Home value	Owners	Bachelor's+	Broadband	Commute
42634	1,646	$31K	$69K	86%	7%	68%	47 min
42635	4,736	$24K	$91K	57%	4%	86%	29 min
42638	235	$12K	$28K	100%	0%	78%	17 min
42647	3,349	$32K	$81K	88%	17%	67%	26 min
42649	2,003	$38K	$98K	77%	13%	85%	34 min
42653	4,300	$43K	$109K	74%	7%	86%	41 min

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

People.

16,867 residents in 5,861 households, next to the Kentucky figure.

22%

under 18

21%

aged 18–34

16%

aged 65 and over

35%

of households are people living alone

41%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

6,920 housing units; the median owner-occupied home is valued at $85,300 (±$10,151).

74%

of households own their home

64%

of homes are detached single-family houses

are in buildings with 5 or more units

25%

are mobile homes

15%

of housing units are vacant

$577

median gross rent a month

When homes were built

2020 or later2%

2010–20196%

2000–200916%

1990–199922%

1980–198913%

1970–197914%

1960–196910%

1950–19594%

1940–19495%

1939 or earlier7%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$7,376.

$33,750

median household income

38.9%

of people live below the poverty line

4.2%

unemployment rate

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

35 min

average commute to work

30%

of commuters travel 45 minutes or more

89%

of workers drive or carpool

take public transportation

walk or bike

work from home

11%

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

80%

of households have a broadband subscription

15%

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates