Shelby County

Shelby County has 49,096 residents across 5 ZIP codes with their own report. Median household income is $82,604, 30% above the Kentucky figure. The typical owner-occupied home is valued at $304,800, and 33% of adults 25 and over hold a bachelor’s degree or higher.

County · ACS 2020–2024 · Updated October 24, 2026

49,096residentsACS 2020–2024

$82,604median household incomeKentucky: $64K

$304,800median home valueowner-occupied homes

92%of households have broadbandhome internet subscription

Shelby County in KentuckyZIP codes in Shelby County highlighted; the rest of Kentucky in grey

Map of Kentucky with Shelby County highlighted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

All 5 ZIP codes.

Colour shows where each zip code sits among the others in the table, from lowest to highest.

ZIP code	Residents	Household income	Home value	Owners	Bachelor's+	Broadband	Commute
40003	1,807	$98K	$345K	95%	33%	83%	33 min
40022	903	$98K	$577K	87%	33%	90%	36 min
40065	32,160	$78K	$281K	68%	30%	92%	28 min
40067	6,365	$98K	$361K	85%	44%	95%	29 min
40076	2,898	$92K	$259K	73%	23%	88%	34 min

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

People.

49,096 residents in 18,484 households, next to the Kentucky figure.

22%

under 18

20%

aged 18–34

17%

aged 65 and over

23%

of households are people living alone

57%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

19,531 housing units; the median owner-occupied home is valued at $304,800 (±$14,525).

74%

of households own their home

79%

of homes are detached single-family houses

are in buildings with 5 or more units

are mobile homes

of housing units are vacant

$1,033

median gross rent a month

When homes were built

2020 or later3%

2010–201912%

2000–200923%

1990–199917%

1980–19899%

1970–197913%

1960–19698%

1950–19595%

1940–19493%

1939 or earlier9%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$4,414.

$82,604

median household income

9.7%

of people live below the poverty line

4.2%

unemployment rate

33%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

29 min

average commute to work

17%

of commuters travel 45 minutes or more

86%

of workers drive or carpool

take public transportation

walk or bike

13%

work from home

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

92%

of households have a broadband subscription

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates