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Otsego County

Otsego County has 25,584 residents across 3 ZIP codes with their own report. Median household income is $68,183, 6% below the Michigan figure. The typical owner-occupied home is valued at $219,700, and 26% of adults 25 and over hold a bachelor’s degree or higher.

County · ACS 2020–2024 · Updated October 24, 2026
25,584residentsACS 2020–2024
$68,183median household incomeMichigan: $73K
$219,700median home valueowner-occupied homes
91%of households have broadbandhome internet subscription
Otsego County in MichiganZIP codes in Otsego County highlighted; the rest of Michigan in grey
Map of Michigan with Otsego County highlighted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

All 3 ZIP codes.

Colour shows where each zip code sits among the others in the table, from lowest to highest.

ZIP codeResidentsHousehold incomeHome valueOwnersBachelor's+BroadbandCommute
4973520,773$71K$227K75%28%92%21 min
497512,161$62K$189K89%23%87%28 min
497951,884$57K$167K76%16%89%24 min

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

People.

25,584 residents in 11,231 households, next to the Michigan figure.

21%
under 18
18%
aged 18–34
22%
aged 65 and over
26%
of households are people living alone
51%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

14,882 housing units; the median owner-occupied home is valued at $219,700 (±$9,361).

77%
of households own their home
80%
of homes are detached single-family houses
7%
are in buildings with 5 or more units
7%
are mobile homes
25%
of housing units are vacant
$1,008
median gross rent a month

When homes were built

2020 or later1%
2010–20196%
2000–200915%
1990–199917%
1980–198915%
1970–197922%
1960–196910%
1950–19598%
1940–19493%
1939 or earlier4%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$4,808.

$68,183
median household income
8.0%
of people live below the poverty line
4.0%
unemployment rate
26%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

22 min
average commute to work
11%
of commuters travel 45 minutes or more
88%
of workers drive or carpool
1%
take public transportation
1%
walk or bike
10%
work from home
4%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

91%
of households have a broadband subscription
6%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates