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63304

ZIP code 63304 is in St. Charles County, Missouri. About 43,195 people live here in 16,284 households. The median home value is $351,000 and the median household income $114,442. The average commute takes about 26 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
43,195residentsACS 2020–2024
$114,442median household incomeSt. Charles County: $105K
$351,000median home valueSt. Charles County: $321K
95%of households have broadbandhome internet subscription
63304 in MissouriZIP codes coloured by median household income
Map of Missouri ZIP codes by household income, with 63304 marked 63304
<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

43,195 residents in 16,284 households, next to the St. Charles County figure.

24%
under 18
18%
aged 18–34
18%
aged 65 and over
18%
of households are people living alone
64%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

16,690 housing units; the median owner-occupied home is valued at $351,000 (±$9,043).

88%
of households own their home
84%
of homes are detached single-family houses
9%
are in buildings with 5 or more units
0%
are mobile homes
2%
of housing units are vacant
$1,749
median gross rent a month

When homes were built

2020 or later3%
2010–201910%
2000–200912%
1990–199929%
1980–198929%
1970–197911%
1960–19694%
1950–19591%
1940–19490%
1939 or earlier1%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$5,041.

$114,442
median household income
3.5%
of people live below the poverty line
3.5%
unemployment rate
49%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

26 min
average commute to work
8%
of commuters travel 45 minutes or more
79%
of workers drive or carpool
0%
take public transportation
1%
walk or bike
20%
work from home
4%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

95%
of households have a broadband subscription
2%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 63304.

958 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets4
Convenience stores0
Pharmacies and drug stores3
Retail bakeries0
Full-service restaurants33
Limited-service restaurants32
Coffee shops and snack bars11
Bars3
Physicians’ offices6
Dentists’ offices7
Child care centers11
Gyms and fitness centers8
Movie theaters0
Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 63304, next to the national figure.

79%
had a routine checkup in the past year
69%
visited a dentist in the past year
6%
of 18–64s have no health insurance
22%
get no leisure-time physical activity
39%
usually sleep less than 7 hours
12%
smoke
35%
have obesity
10%
have diagnosed diabetes
31%
have high blood pressure
14%
report fair or poor general health
15%
report frequent mental distress
28%
often feel lonely
8%
faced food insecurity in the past year
8%
faced housing insecurity in the past year
5%
lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

EARLY CHILD. FAMILY EDUC. CTRST CHARLES0.9 mi
INDEPENDENCE ELEM.ST CHARLES1.0 mi
FRANCIS HOWELL MIDDLEST CHARLES1.1 mi
BRYAN MIDDLEST CHARLES1.1 mi
WESTWOOD TRAIL ACADEMYST CHARLES1.5 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.