ZIP code 63304 is in St. Charles County, Missouri. About 43,195 people live here in 16,284 households. The median home value is $351,000 and the median household income $114,442. The average commute takes about 26 minutes.
ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
43,195residentsACS 2020–2024
$114,442median household incomeSt. Charles County: $105K
$351,000median home valueSt. Charles County: $321K
95%of households have broadbandhome internet subscription
63304 in MissouriZIP codes coloured by median household income
63304
<$45K$125K+
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files
People.
43,195 residents in 16,284 households, next to the St. Charles County figure.
24%
under 18
HereSt. Charles County
18%
aged 18–34
HereSt. Charles County
18%
aged 65 and over
HereSt. Charles County
18%
of households are people living alone
HereSt. Charles County
64%
of households are married couples
HereSt. Charles County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Homes.
16,690 housing units; the median owner-occupied home is valued at $351,000 (±$9,043).
88%
of households own their home
HereSt. Charles County
84%
of homes are detached single-family houses
HereSt. Charles County
9%
are in buildings with 5 or more units
HereSt. Charles County
0%
are mobile homes
HereSt. Charles County
2%
of housing units are vacant
HereSt. Charles County
$1,749
median gross rent a month
HereSt. Charles County
When homes were built
2020 or later3%
2010–201910%
2000–200912%
1990–199929%
1980–198929%
1970–197911%
1960–19694%
1950–19591%
1940–19490%
1939 or earlier1%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Income and work.
Household income and work, in 2024 dollars; median household income ±$5,041.
$114,442
median household income
HereSt. Charles County
3.5%
of people live below the poverty line
HereSt. Charles County
3.5%
unemployment rate
HereSt. Charles County
49%
of adults 25+ hold a bachelor’s degree or higher
HereSt. Charles County
The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Getting around.
How workers aged 16 and over get to work, and how long it takes.
26 min
average commute to work
HereSt. Charles County
8%
of commuters travel 45 minutes or more
HereSt. Charles County
79%
of workers drive or carpool
HereSt. Charles County
0%
take public transportation
HereSt. Charles County
1%
walk or bike
HereSt. Charles County
20%
work from home
HereSt. Charles County
4%
of households have no car
HereSt. Charles County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Internet.
Home internet subscriptions.
95%
of households have a broadband subscription
HereSt. Charles County
2%
have no internet access at home
HereSt. Charles County
American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Businesses in 63304.
958 business establishments with paid employees have an address in this ZIP code.
Grocery stores and supermarkets4
Convenience stores0
Pharmacies and drug stores3
Retail bakeries0
Full-service restaurants33
Limited-service restaurants32
Coffee shops and snack bars11
Bars3
Physicians’ offices6
Dentists’ offices7
Child care centers11
Gyms and fitness centers8
Movie theaters0
Museums0
Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023
Health.
Estimated share of adults in 63304, next to the national figure.
79%
had a routine checkup in the past year
HereUnited States
69%
visited a dentist in the past year
HereUnited States
6%
of 18–64s have no health insurance
HereUnited States
22%
get no leisure-time physical activity
HereUnited States
39%
usually sleep less than 7 hours
HereUnited States
12%
smoke
HereUnited States
35%
have obesity
HereUnited States
10%
have diagnosed diabetes
HereUnited States
31%
have high blood pressure
HereUnited States
14%
report fair or poor general health
HereUnited States
15%
report frequent mental distress
HereUnited States
28%
often feel lonely
HereUnited States
8%
faced food insecurity in the past year
HereUnited States
8%
faced housing insecurity in the past year
HereUnited States
5%
lacked reliable transportation in the past year
HereUnited States
These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.
Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain
Nearest public schools.
In a straight line from the center of the ZIP code. Attendance zones are set by each school district.
EARLY CHILD. FAMILY EDUC. CTRST CHARLES0.9 mi
INDEPENDENCE ELEM.ST CHARLES1.0 mi
FRANCIS HOWELL MIDDLEST CHARLES1.1 mi
BRYAN MIDDLEST CHARLES1.1 mi
WESTWOOD TRAIL ACADEMYST CHARLES1.5 mi
Source: National Center for Education Statistics, EDGE public school locations 2024–25
Nearby ZIP codes.
ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.