08731

Name: ZIP code 08731, New Jersey
Address: NJ, 08731, US

ZIP code 08731 is in Ocean County, New Jersey. About 21,629 people live here in 8,656 households. The median home value is $404,200 and the median household income $98,582. The average commute takes about 34 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026

21,629residentsACS 2020–2024

$98,582median household incomeOcean County: $90K

$404,200median home valueOcean County: $398K

96%of households have broadbandhome internet subscription

08731 in New JerseyZIP codes coloured by median household income

08731

<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

21,629 residents in 8,656 households, next to the Ocean County figure.

17%

under 18

22%

aged 18–34

24%

aged 65 and over

23%

of households are people living alone

55%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

9,719 housing units; the median owner-occupied home is valued at $404,200 (±$21,576).

87%

of households own their home

97%

of homes are detached single-family houses

are in buildings with 5 or more units

are mobile homes

11%

of housing units are vacant

$2,070

median gross rent a month

When homes were built

2020 or later1%

2010–20197%

2000–20098%

1990–199912%

1980–198925%

1970–197929%

1960–19699%

1950–19597%

1940–19491%

1939 or earlier2%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$13,133.

$98,582

median household income

6.2%

of people live below the poverty line

6.2%

unemployment rate

34%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

34 min

average commute to work

23%

of commuters travel 45 minutes or more

83%

of workers drive or carpool

take public transportation

walk or bike

15%

work from home

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

96%

of households have a broadband subscription

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 08731.

463 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets3

Convenience stores0

Pharmacies and drug stores0

Retail bakeries0

Full-service restaurants19

Limited-service restaurants16

Coffee shops and snack bars8

Bars0

Physicians’ offices19

Dentists’ offices8

Child care centers6

Gyms and fitness centers0

Movie theaters0

Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 08731, next to the national figure.

77%

had a routine checkup in the past year

69%

visited a dentist in the past year

of 18–64s have no health insurance

23%

get no leisure-time physical activity

36%

usually sleep less than 7 hours

13%

smoke

29%

have obesity

10%

have diagnosed diabetes

32%

have high blood pressure

16%

report fair or poor general health

15%

report frequent mental distress

30%

often feel lonely

10%

faced food insecurity in the past year

faced housing insecurity in the past year

lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Central Regional Middle SchoolBAYVILLE4.8 mi

Lacey Township Middle SchoolFORKED RIVER4.9 mi

Mill Pond Elementary SchoolLANOKA HARBOR5.0 mi

Cedar Creek Elementary SchoolLANOKA HARBOR5.0 mi

Ocean County Vocational Technical School Waretown CenterWARETOWN5.1 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.

08758 08721 08734 08722 08757 08005 Ocean County New Jersey