ZIP code 08732 is in Ocean County, New Jersey. About 1,558 people live here in 708 households. The median home value is $561,200 and the median household income $110,000. The average commute takes about 30 minutes.
ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
1,558residentsACS 2020–2024
$110,000median household incomeOcean County: $90K
$561,200median home valueOcean County: $398K
97%of households have broadbandhome internet subscription
08732 in New JerseyZIP codes coloured by median household income
08732
<$45K$125K+
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files
People.
1,558 residents in 708 households, next to the Ocean County figure.
15%
under 18
HereOcean County
13%
aged 18–34
HereOcean County
31%
aged 65 and over
HereOcean County
32%
of households are people living alone
HereOcean County
53%
of households are married couples
HereOcean County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Homes.
783 housing units; the median owner-occupied home is valued at $561,200 (±$51,047).
95%
of households own their home
HereOcean County
96%
of homes are detached single-family houses
HereOcean County
3%
are in buildings with 5 or more units
HereOcean County
0%
are mobile homes
HereOcean County
10%
of housing units are vacant
HereOcean County
$1,750
median gross rent a month
HereOcean County
When homes were built
2020 or later1%
2010–20192%
2000–20099%
1990–19997%
1980–198913%
1970–197910%
1960–19693%
1950–195912%
1940–19494%
1939 or earlier41%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Income and work.
Household income and work, in 2024 dollars; median household income ±$16,580.
$110,000
median household income
HereOcean County
1.5%
of people live below the poverty line
HereOcean County
2.3%
unemployment rate
HereOcean County
54%
of adults 25+ hold a bachelor’s degree or higher
HereOcean County
The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Getting around.
How workers aged 16 and over get to work, and how long it takes.
30 min
average commute to work
HereOcean County
21%
of commuters travel 45 minutes or more
HereOcean County
82%
of workers drive or carpool
HereOcean County
1%
take public transportation
HereOcean County
3%
walk or bike
HereOcean County
15%
work from home
HereOcean County
1%
of households have no car
HereOcean County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Internet.
Home internet subscriptions.
97%
of households have a broadband subscription
HereOcean County
0%
have no internet access at home
HereOcean County
American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Businesses in 08732.
41 business establishments with paid employees have an address in this ZIP code.
Grocery stores and supermarkets0
Convenience stores0
Pharmacies and drug stores0
Retail bakeries0
Full-service restaurants0
Limited-service restaurants0
Coffee shops and snack bars0
Bars0
Physicians’ offices0
Dentists’ offices0
Child care centers0
Gyms and fitness centers0
Movie theaters0
Museums0
Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023
Health.
Estimated share of adults in 08732, next to the national figure.
81%
had a routine checkup in the past year
HereUnited States
77%
visited a dentist in the past year
HereUnited States
6%
of 18–64s have no health insurance
HereUnited States
20%
get no leisure-time physical activity
HereUnited States
32%
usually sleep less than 7 hours
HereUnited States
10%
smoke
HereUnited States
27%
have obesity
HereUnited States
10%
have diagnosed diabetes
HereUnited States
35%
have high blood pressure
HereUnited States
13%
report fair or poor general health
HereUnited States
13%
report frequent mental distress
HereUnited States
26%
often feel lonely
HereUnited States
7%
faced food insecurity in the past year
HereUnited States
6%
faced housing insecurity in the past year
HereUnited States
4%
lacked reliable transportation in the past year
HereUnited States
These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.
Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain
Nearest public schools.
In a straight line from the center of the ZIP code. Attendance zones are set by each school district.
Island Heights Elementary SchoolISLAND HEIGHTS0.3 mi
Ocean Gate Elementary SchoolOCEAN GATE1.2 mi
Toms River High School EastTOMS RIVER1.6 mi
East Dover Elementary SchoolTOMS RIVER1.6 mi
Washington Street Elementary SchoolTOMS RIVER1.7 mi
Source: National Center for Education Statistics, EDGE public school locations 2024–25
Nearby ZIP codes.
ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.