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45140

ZIP code 45140 is in Clermont County, Ohio, and crosses into 2 other counties. About 57,211 people live here in 22,015 households. The median home value is $360,300 and the median household income $114,827. The average commute takes about 28 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
57,211residentsACS 2020–2024
$114,827median household incomeClermont County: $86K
$360,300median home valueClermont County: $266K
96%of households have broadbandhome internet subscription
45140 in OhioZIP codes coloured by median household income
Map of Ohio ZIP codes by household income, with 45140 marked 45140
<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

57,211 residents in 22,015 households, next to the Clermont County figure.

25%
under 18
17%
aged 18–34
17%
aged 65 and over
21%
of households are people living alone
61%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

22,880 housing units; the median owner-occupied home is valued at $360,300 (±$10,625).

80%
of households own their home
78%
of homes are detached single-family houses
16%
are in buildings with 5 or more units
2%
are mobile homes
4%
of housing units are vacant
$1,478
median gross rent a month

When homes were built

2020 or later2%
2010–201911%
2000–200914%
1990–199928%
1980–198916%
1970–197912%
1960–19695%
1950–19598%
1940–19491%
1939 or earlier4%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$5,320.

$114,827
median household income
4.6%
of people live below the poverty line
3.7%
unemployment rate
53%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

28 min
average commute to work
12%
of commuters travel 45 minutes or more
79%
of workers drive or carpool
0%
take public transportation
1%
walk or bike
19%
work from home
3%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

96%
of households have a broadband subscription
2%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 45140.

962 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets5
Convenience stores5
Pharmacies and drug stores4
Retail bakeries0
Full-service restaurants24
Limited-service restaurants32
Coffee shops and snack bars11
Bars6
Physicians’ offices7
Dentists’ offices14
Child care centers13
Gyms and fitness centers7
Movie theaters0
Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 45140, next to the national figure.

80%
had a routine checkup in the past year
70%
visited a dentist in the past year
5%
of 18–64s have no health insurance
20%
get no leisure-time physical activity
35%
usually sleep less than 7 hours
12%
smoke
32%
have obesity
11%
have diagnosed diabetes
33%
have high blood pressure
14%
report fair or poor general health
15%
report frequent mental distress
31%
often feel lonely
8%
faced food insecurity in the past year
7%
faced housing insecurity in the past year
5%
lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Loveland Early Childhood CenterLoveland0.2 mi
Loveland Primary SchoolLoveland1.4 mi
Loveland Elementary SchoolLoveland1.4 mi
Loveland Middle SchoolLoveland2.1 mi
Loveland Intermediate SchoolLoveland2.1 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.