Clay County

Clay County has 7,670 residents across 2 ZIP codes with their own report. Median household income is $39,972, 43% below the Tennessee figure. The typical owner-occupied home is valued at $136,400, and 12% of adults 25 and over hold a bachelor’s degree or higher.

County · ACS 2020–2024 · Updated October 24, 2026

7,670residentsACS 2020–2024

$39,972median household incomeTennessee: $70K

$136,400median home valueowner-occupied homes

79%of households have broadbandhome internet subscription

Clay County in TennesseeZIP codes in Clay County highlighted; the rest of Tennessee in grey

Map of Tennessee with Clay County highlighted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

All 2 ZIP codes.

Colour shows where each zip code sits among the others in the table, from lowest to highest.

ZIP code	Residents	Household income	Home value	Owners	Bachelor's+	Broadband	Commute
38551	4,477	$40K	$117K	64%	8%	85%	29 min
38575	865	$39K	$116K	97%	13%	79%	29 min

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

People.

7,670 residents in 3,486 households, next to the Tennessee figure.

19%

under 18

14%

aged 18–34

25%

aged 65 and over

32%

of households are people living alone

45%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

4,005 housing units; the median owner-occupied home is valued at $136,400 (±$31,244).

74%

of households own their home

61%

of homes are detached single-family houses

are in buildings with 5 or more units

29%

are mobile homes

13%

of housing units are vacant

$557

median gross rent a month

When homes were built

2020 or later2%

2010–20199%

2000–200916%

1990–199911%

1980–198921%

1970–197921%

1960–19699%

1950–19595%

1940–19492%

1939 or earlier3%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$9,119.

$39,972

median household income

24.2%

of people live below the poverty line

10.0%

unemployment rate

12%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

30 min

average commute to work

26%

of commuters travel 45 minutes or more

92%

of workers drive or carpool

take public transportation

walk or bike

work from home

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

79%

of households have a broadband subscription

15%

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates