Putnam County

Putnam County has 82,558 residents across 7 ZIP codes with their own report. Median household income is $58,912, 15% below the Tennessee figure. The typical owner-occupied home is valued at $282,500, and 30% of adults 25 and over hold a bachelor’s degree or higher.

County · ACS 2020–2024 · Updated October 24, 2026

82,558residentsACS 2020–2024

$58,912median household incomeTennessee: $70K

$282,500median home valueowner-occupied homes

88%of households have broadbandhome internet subscription

Putnam County in TennesseeZIP codes in Putnam County highlighted; the rest of Tennessee in grey

Map of Tennessee with Putnam County highlighted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

All 7 ZIP codes.

Colour shows where each zip code sits among the others in the table, from lowest to highest.

ZIP code	Residents	Household income	Home value	Owners	Bachelor's+	Broadband	Commute
38501	42,471	$52K	$285K	49%	31%	88%	22 min
38505	960	$-666667K	$-666667K	–	–	–	19 min
38506	30,100	$70K	$288K	75%	31%	86%	23 min
38544	8,175	$70K	$245K	79%	19%	91%	31 min
38548	1,154	$-666667K	$269K	93%	9%	96%	36 min
38574	9,079	$52K	$197K	76%	15%	87%	26 min
38582	1,729	$93K	$245K	95%	26%	96%	21 min

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

People.

82,558 residents in 33,601 households, next to the Tennessee figure.

21%

under 18

28%

aged 18–34

17%

aged 65 and over

29%

of households are people living alone

47%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

36,506 housing units; the median owner-occupied home is valued at $282,500 (±$10,622).

61%

of households own their home

65%

of homes are detached single-family houses

13%

are in buildings with 5 or more units

are mobile homes

of housing units are vacant

$908

median gross rent a month

When homes were built

2020 or later2%

2010–201913%

2000–200919%

1990–199918%

1980–198916%

1970–197914%

1960–19697%

1950–19595%

1940–19493%

1939 or earlier3%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$2,790.

$58,912

median household income

18.4%

of people live below the poverty line

3.7%

unemployment rate

30%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

23 min

average commute to work

10%

of commuters travel 45 minutes or more

87%

of workers drive or carpool

take public transportation

walk or bike

10%

work from home

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

88%

of households have a broadband subscription

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates