95003

Name: ZIP code 95003, California
Address: CA, 95003, US

ZIP code 95003 is in Santa Cruz County, California. About 24,951 people live here in 9,905 households. The median home value is $1,198,700 and the median household income $148,412. The average commute takes about 30 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026

24,951residentsACS 2020–2024

$148,412median household incomeSanta Cruz County: $111K

$1,198,700median home valueSanta Cruz County: $1.03M

97%of households have broadbandhome internet subscription

95003 in CaliforniaZIP codes coloured by median household income

95003

<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

24,951 residents in 9,905 households, next to the Santa Cruz County figure.

17%

under 18

19%

aged 18–34

25%

aged 65 and over

23%

of households are people living alone

56%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

11,843 housing units; the median owner-occupied home is valued at $1,198,700 (±$33,982).

71%

of households own their home

74%

of homes are detached single-family houses

are in buildings with 5 or more units

are mobile homes

16%

of housing units are vacant

$2,731

median gross rent a month

When homes were built

2020 or later0%

2010–20194%

2000–20095%

1990–19997%

1980–198923%

1970–197927%

1960–196920%

1950–19598%

1940–19493%

1939 or earlier3%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$13,912.

$148,412

median household income

4.1%

of people live below the poverty line

6.1%

unemployment rate

56%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

30 min

average commute to work

22%

of commuters travel 45 minutes or more

73%

of workers drive or carpool

take public transportation

walk or bike

23%

work from home

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

97%

of households have a broadband subscription

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 95003.

660 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets3

Convenience stores0

Pharmacies and drug stores3

Retail bakeries0

Full-service restaurants23

Limited-service restaurants13

Coffee shops and snack bars9

Bars3

Physicians’ offices20

Dentists’ offices15

Child care centers4

Gyms and fitness centers6

Movie theaters0

Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 95003, next to the national figure.

76%

had a routine checkup in the past year

74%

visited a dentist in the past year

of 18–64s have no health insurance

17%

get no leisure-time physical activity

30%

usually sleep less than 7 hours

smoke

24%

have obesity

10%

have diagnosed diabetes

33%

have high blood pressure

16%

report fair or poor general health

14%

report frequent mental distress

32%

often feel lonely

faced food insecurity in the past year

faced housing insecurity in the past year

lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Aptos Junior HighAptos2.0 mi

Aptos HighAptos2.2 mi

Valencia ElementaryAptos2.3 mi

Mar Vista ElementaryAptos2.7 mi

Delta CharterAptos3.0 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.

95073 95010 95065 95062 95019 95076 Santa Cruz County California