46544

Name: ZIP code 46544, Indiana
Address: IN, 46544, US

ZIP code 46544 is in St. Joseph County, Indiana. About 31,077 people live here in 12,839 households. The median home value is $172,200 and the median household income $58,829. The average commute takes about 23 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026

31,077residentsACS 2020–2024

$58,829median household incomeSt. Joseph County: $67K

$172,200median home valueSt. Joseph County: $193K

91%of households have broadbandhome internet subscription

46544 in IndianaZIP codes coloured by median household income

46544

<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

31,077 residents in 12,839 households, next to the St. Joseph County figure.

24%

under 18

26%

aged 18–34

14%

aged 65 and over

38%

of households are people living alone

39%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

13,825 housing units; the median owner-occupied home is valued at $172,200 (±$8,337).

64%

of households own their home

66%

of homes are detached single-family houses

20%

are in buildings with 5 or more units

are mobile homes

of housing units are vacant

$1,012

median gross rent a month

When homes were built

2020 or later1%

2010–20198%

2000–20097%

1990–19999%

1980–198910%

1970–197915%

1960–19699%

1950–195912%

1940–19496%

1939 or earlier23%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$2,904.

$58,829

median household income

15.5%

of people live below the poverty line

7.1%

unemployment rate

27%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

23 min

average commute to work

of commuters travel 45 minutes or more

88%

of workers drive or carpool

take public transportation

walk or bike

work from home

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

91%

of households have a broadband subscription

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 46544.

535 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets7

Convenience stores0

Pharmacies and drug stores3

Retail bakeries0

Full-service restaurants26

Limited-service restaurants28

Coffee shops and snack bars6

Bars8

Physicians’ offices13

Dentists’ offices9

Child care centers5

Gyms and fitness centers0

Movie theaters0

Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 46544, next to the national figure.

79%

had a routine checkup in the past year

58%

visited a dentist in the past year

of 18–64s have no health insurance

28%

get no leisure-time physical activity

38%

usually sleep less than 7 hours

18%

smoke

36%

have obesity

13%

have diagnosed diabetes

38%

have high blood pressure

23%

report fair or poor general health

20%

report frequent mental distress

35%

often feel lonely

17%

faced food insecurity in the past year

13%

faced housing insecurity in the past year

lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Virgil I Grissom Middle SchoolMishawaka0.6 mi

Elm Road Elementary SchoolMishawaka1.2 mi

Fred J Hums Elementary SchoolMishawaka2.6 mi

Meadow's Edge Elementary SchoolMishawaka2.9 mi

Twin Branch Elementary SchoolMishawaka3.4 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.

46561 46545 46573 46615 46517 46617 St. Joseph County Indiana