46545

Name: ZIP code 46545, Indiana
Address: IN, 46545, US

ZIP code 46545 is in St. Joseph County, Indiana. About 26,606 people live here in 11,878 households. The median home value is $177,900 and the median household income $56,865. The average commute takes about 22 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026

26,606residentsACS 2020–2024

$56,865median household incomeSt. Joseph County: $67K

$177,900median home valueSt. Joseph County: $193K

90%of households have broadbandhome internet subscription

46545 in IndianaZIP codes coloured by median household income

46545

<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

26,606 residents in 11,878 households, next to the St. Joseph County figure.

20%

under 18

26%

aged 18–34

21%

aged 65 and over

40%

of households are people living alone

38%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

12,983 housing units; the median owner-occupied home is valued at $177,900 (±$11,009).

53%

of households own their home

51%

of homes are detached single-family houses

30%

are in buildings with 5 or more units

are mobile homes

of housing units are vacant

$1,027

median gross rent a month

When homes were built

2020 or later1%

2010–20196%

2000–20098%

1990–199913%

1980–198913%

1970–197916%

1960–196914%

1950–19597%

1940–19496%

1939 or earlier16%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$6,399.

$56,865

median household income

14.3%

of people live below the poverty line

4.9%

unemployment rate

33%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

22 min

average commute to work

of commuters travel 45 minutes or more

86%

of workers drive or carpool

take public transportation

walk or bike

work from home

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

90%

of households have a broadband subscription

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 46545.

1,118 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets8

Convenience stores0

Pharmacies and drug stores6

Retail bakeries0

Full-service restaurants44

Limited-service restaurants58

Coffee shops and snack bars13

Bars0

Physicians’ offices26

Dentists’ offices16

Child care centers4

Gyms and fitness centers6

Movie theaters0

Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 46545, next to the national figure.

80%

had a routine checkup in the past year

59%

visited a dentist in the past year

of 18–64s have no health insurance

26%

get no leisure-time physical activity

38%

usually sleep less than 7 hours

15%

smoke

35%

have obesity

12%

have diagnosed diabetes

36%

have high blood pressure

20%

report fair or poor general health

19%

report frequent mental distress

35%

often feel lonely

15%

faced food insecurity in the past year

12%

faced housing insecurity in the past year

lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Walt Disney Elementary SchoolMishawaka1.2 mi

Elsie Rogers Elementary SchoolMishawaka1.4 mi

Liberty Elementary SchoolMishawaka1.6 mi

Schmucker Middle SchoolMishawaka2.1 mi

Battell Elementary SchoolMishawaka2.1 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.

46635 46530 46615 46561 46617 46556 St. Joseph County Indiana