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46635

ZIP code 46635 is in St. Joseph County, Indiana. About 6,410 people live here in 2,718 households. The median home value is $208,400 and the median household income $81,944. The average commute takes about 21 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
6,410residentsACS 2020–2024
$81,944median household incomeSt. Joseph County: $67K
$208,400median home valueSt. Joseph County: $193K
92%of households have broadbandhome internet subscription
46635 in IndianaZIP codes coloured by median household income
Map of Indiana ZIP codes by household income, with 46635 marked 46635
<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

6,410 residents in 2,718 households, next to the St. Joseph County figure.

19%
under 18
19%
aged 18–34
25%
aged 65 and over
36%
of households are people living alone
47%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

2,972 housing units; the median owner-occupied home is valued at $208,400 (±$13,049).

77%
of households own their home
86%
of homes are detached single-family houses
12%
are in buildings with 5 or more units
0%
are mobile homes
9%
of housing units are vacant
$955
median gross rent a month

When homes were built

2020 or later0%
2010–20191%
2000–20095%
1990–199913%
1980–19894%
1970–197923%
1960–196920%
1950–195916%
1940–194911%
1939 or earlier8%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$8,857.

$81,944
median household income
6.6%
of people live below the poverty line
7.2%
unemployment rate
40%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

21 min
average commute to work
6%
of commuters travel 45 minutes or more
86%
of workers drive or carpool
0%
take public transportation
3%
walk or bike
10%
work from home
4%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

92%
of households have a broadband subscription
5%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 46635.

192 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets0
Convenience stores0
Pharmacies and drug stores0
Retail bakeries0
Full-service restaurants5
Limited-service restaurants3
Coffee shops and snack bars0
Bars0
Physicians’ offices11
Dentists’ offices10
Child care centers3
Gyms and fitness centers0
Movie theaters0
Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 46635, next to the national figure.

82%
had a routine checkup in the past year
64%
visited a dentist in the past year
7%
of 18–64s have no health insurance
24%
get no leisure-time physical activity
35%
usually sleep less than 7 hours
12%
smoke
32%
have obesity
13%
have diagnosed diabetes
39%
have high blood pressure
19%
report fair or poor general health
16%
report frequent mental distress
32%
often feel lonely
11%
faced food insecurity in the past year
9%
faced housing insecurity in the past year
6%
lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Paramount School of Excellence South BendSouth Bend0.9 mi
Swanson Traditional SchoolSouth Bend0.9 mi
Darden Elementary SchoolSouth Bend1.7 mi
Edison Middle SchoolSouth Bend1.8 mi
Walt Disney Elementary SchoolMishawaka2.0 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.