ZIP code 48604 is in Saginaw County, Michigan, and crosses into 1 other county. About 11,011 people live here in 4,013 households. The median home value is $101,200 and the median household income $53,042. The average commute takes about 17 minutes.
ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
87%of households have broadbandhome internet subscription
48604 in MichiganZIP codes coloured by median household income
48604
<$45K$125K+
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files
People.
11,011 residents in 4,013 households, next to the Saginaw County figure.
13%
under 18
HereSaginaw County
47%
aged 18–34
HereSaginaw County
13%
aged 65 and over
HereSaginaw County
35%
of households are people living alone
HereSaginaw County
33%
of households are married couples
HereSaginaw County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Homes.
4,496 housing units; the median owner-occupied home is valued at $101,200 (±$14,527).
72%
of households own their home
HereSaginaw County
73%
of homes are detached single-family houses
HereSaginaw County
16%
are in buildings with 5 or more units
HereSaginaw County
5%
are mobile homes
HereSaginaw County
11%
of housing units are vacant
HereSaginaw County
$1,114
median gross rent a month
HereSaginaw County
When homes were built
2020 or later0%
2010–20195%
2000–20098%
1990–19998%
1980–19897%
1970–197910%
1960–196919%
1950–195924%
1940–19495%
1939 or earlier15%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Income and work.
Household income and work, in 2024 dollars; median household income ±$3,944.
$53,042
median household income
HereSaginaw County
30.1%
of people live below the poverty line
HereSaginaw County
6.4%
unemployment rate
HereSaginaw County
24%
of adults 25+ hold a bachelor’s degree or higher
HereSaginaw County
The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Getting around.
How workers aged 16 and over get to work, and how long it takes.
17 min
average commute to work
HereSaginaw County
5%
of commuters travel 45 minutes or more
HereSaginaw County
70%
of workers drive or carpool
HereSaginaw County
1%
take public transportation
HereSaginaw County
15%
walk or bike
HereSaginaw County
15%
work from home
HereSaginaw County
5%
of households have no car
HereSaginaw County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Internet.
Home internet subscriptions.
87%
of households have a broadband subscription
HereSaginaw County
7%
have no internet access at home
HereSaginaw County
American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Businesses in 48604.
519 business establishments with paid employees have an address in this ZIP code.
Grocery stores and supermarkets0
Convenience stores0
Pharmacies and drug stores0
Retail bakeries0
Full-service restaurants26
Limited-service restaurants18
Coffee shops and snack bars4
Bars4
Physicians’ offices38
Dentists’ offices3
Child care centers3
Gyms and fitness centers4
Movie theaters0
Museums0
Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023
Health.
Estimated share of adults in 48604, next to the national figure.
79%
had a routine checkup in the past year
HereUnited States
62%
visited a dentist in the past year
HereUnited States
9%
of 18–64s have no health insurance
HereUnited States
32%
get no leisure-time physical activity
HereUnited States
36%
usually sleep less than 7 hours
HereUnited States
17%
smoke
HereUnited States
37%
have obesity
HereUnited States
13%
have diagnosed diabetes
HereUnited States
36%
have high blood pressure
HereUnited States
25%
report fair or poor general health
HereUnited States
23%
report frequent mental distress
HereUnited States
37%
often feel lonely
HereUnited States
24%
faced food insecurity in the past year
HereUnited States
16%
faced housing insecurity in the past year
HereUnited States
13%
lacked reliable transportation in the past year
HereUnited States
These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.
Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain
Nearest public schools.
In a straight line from the center of the ZIP code. Attendance zones are set by each school district.
North Saginaw Charter AcademySAGINAW1.0 mi
Saginaw ISD Transitions CenterSAGINAW2.5 mi
Zilwaukee SchoolSAGINAW2.8 mi
Carrollton Middle SchoolSAGINAW2.9 mi
Carrollton Elementary SchoolSAGINAW2.9 mi
Source: National Center for Education Statistics, EDGE public school locations 2024–25
Nearby ZIP codes.
ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.
48604