Saginaw County

Saginaw County has 188,665 residents across 19 ZIP codes with their own report. Median household income is $60,622, 17% below the Michigan figure. The typical owner-occupied home is valued at $152,800, and 24% of adults 25 and over hold a bachelor’s degree or higher.

County · ACS 2020–2024 · Updated October 24, 2026

188,665residentsACS 2020–2024

$60,622median household incomeMichigan: $73K

$152,800median home valueowner-occupied homes

89%of households have broadbandhome internet subscription

Saginaw County in MichiganZIP codes in Saginaw County highlighted; the rest of Michigan in grey

Map of Michigan with Saginaw County highlighted

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

All 19 ZIP codes.

Colour shows where each zip code sits among the others in the table, from lowest to highest.

ZIP code	Residents	Household income	Home value	Owners	Bachelor's+	Broadband	Commute
48415	8,918	$79K	$210K	88%	24%	92%	26 min
48417	2,222	$72K	$166K	91%	9%	89%	32 min
48601	31,601	$39K	$63K	67%	10%	86%	22 min
48602	27,127	$47K	$74K	64%	17%	86%	21 min
48603	27,757	$66K	$187K	67%	37%	91%	22 min
48604	11,011	$53K	$101K	72%	24%	87%	17 min
48607	1,614	$38K	$74K	44%	24%	77%	17 min
48609	11,966	$78K	$171K	86%	27%	89%	26 min
48614	943	$63K	$153K	92%	11%	86%	41 min
48616	7,577	$67K	$163K	85%	13%	90%	28 min
48623	15,129	$101K	$258K	90%	36%	96%	24 min
48626	5,766	$84K	$224K	93%	32%	92%	29 min
48637	3,024	$66K	$159K	91%	15%	84%	35 min
48638	12,875	$69K	$173K	62%	34%	93%	24 min
48649	1,699	$73K	$164K	89%	16%	92%	37 min
48655	5,760	$66K	$176K	86%	19%	84%	34 min
48722	3,127	$66K	$140K	96%	18%	93%	23 min
48724	1,229	$35K	$66K	30%	0%	95%	27 min
48734	7,746	$91K	$305K	77%	49%	91%	21 min

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

People.

188,665 residents in 77,958 households, next to the Michigan figure.

21%

under 18

22%

aged 18–34

20%

aged 65 and over

33%

of households are people living alone

42%

of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

86,208 housing units; the median owner-occupied home is valued at $152,800 (±$2,921).

74%

of households own their home

76%

of homes are detached single-family houses

12%

are in buildings with 5 or more units

are mobile homes

10%

of housing units are vacant

$947

median gross rent a month

When homes were built

2020 or later1%

2010–20193%

2000–20099%

1990–19998%

1980–19898%

1970–197918%

1960–196915%

1950–195916%

1940–19496%

1939 or earlier17%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$1,588.

$60,622

median household income

18.2%

of people live below the poverty line

6.4%

unemployment rate

24%

of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

24 min

average commute to work

10%

of commuters travel 45 minutes or more

86%

of workers drive or carpool

take public transportation

walk or bike

10%

work from home

of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

89%

of households have a broadband subscription

have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates