ZIP code 48609 is in Saginaw County, Michigan. About 11,966 people live here in 5,262 households. The median home value is $170,800 and the median household income $78,218. The average commute takes about 26 minutes.
ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
89%of households have broadbandhome internet subscription
48609 in MichiganZIP codes coloured by median household income
48609
<$45K$125K+
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files
People.
11,966 residents in 5,262 households, next to the Saginaw County figure.
18%
under 18
HereSaginaw County
15%
aged 18–34
HereSaginaw County
29%
aged 65 and over
HereSaginaw County
32%
of households are people living alone
HereSaginaw County
49%
of households are married couples
HereSaginaw County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Homes.
5,527 housing units; the median owner-occupied home is valued at $170,800 (±$9,826).
86%
of households own their home
HereSaginaw County
75%
of homes are detached single-family houses
HereSaginaw County
12%
are in buildings with 5 or more units
HereSaginaw County
7%
are mobile homes
HereSaginaw County
5%
of housing units are vacant
HereSaginaw County
$929
median gross rent a month
HereSaginaw County
When homes were built
2020 or later0%
2010–20193%
2000–200913%
1990–199915%
1980–19898%
1970–197926%
1960–196914%
1950–195911%
1940–19495%
1939 or earlier4%
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Income and work.
Household income and work, in 2024 dollars; median household income ±$7,816.
$78,218
median household income
HereSaginaw County
11.3%
of people live below the poverty line
HereSaginaw County
7.1%
unemployment rate
HereSaginaw County
27%
of adults 25+ hold a bachelor’s degree or higher
HereSaginaw County
The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Getting around.
How workers aged 16 and over get to work, and how long it takes.
26 min
average commute to work
HereSaginaw County
10%
of commuters travel 45 minutes or more
HereSaginaw County
86%
of workers drive or carpool
HereSaginaw County
0%
take public transportation
HereSaginaw County
2%
walk or bike
HereSaginaw County
12%
work from home
HereSaginaw County
6%
of households have no car
HereSaginaw County
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Internet.
Home internet subscriptions.
89%
of households have a broadband subscription
HereSaginaw County
9%
have no internet access at home
HereSaginaw County
American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.
Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates
Businesses in 48609.
214 business establishments with paid employees have an address in this ZIP code.
Grocery stores and supermarkets0
Convenience stores0
Pharmacies and drug stores0
Retail bakeries0
Full-service restaurants6
Limited-service restaurants10
Coffee shops and snack bars0
Bars5
Physicians’ offices0
Dentists’ offices0
Child care centers3
Gyms and fitness centers0
Movie theaters0
Museums0
Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023
Health.
Estimated share of adults in 48609, next to the national figure.
82%
had a routine checkup in the past year
HereUnited States
71%
visited a dentist in the past year
HereUnited States
6%
of 18–64s have no health insurance
HereUnited States
27%
get no leisure-time physical activity
HereUnited States
32%
usually sleep less than 7 hours
HereUnited States
14%
smoke
HereUnited States
33%
have obesity
HereUnited States
13%
have diagnosed diabetes
HereUnited States
40%
have high blood pressure
HereUnited States
20%
report fair or poor general health
HereUnited States
17%
report frequent mental distress
HereUnited States
32%
often feel lonely
HereUnited States
13%
faced food insecurity in the past year
HereUnited States
9%
faced housing insecurity in the past year
HereUnited States
7%
lacked reliable transportation in the past year
HereUnited States
These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.
Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain
Nearest public schools.
In a straight line from the center of the ZIP code. Attendance zones are set by each school district.
Swan Valley Adult and Alternative EducationSAGINAW1.5 mi
Swan Valley High SchoolSAGINAW1.5 mi
Robert B Havens Elem SchoolSAGINAW1.5 mi
Swan Valley Middle SchoolSAGINAW1.6 mi
Shields Elementary SchoolSAGINAW2.1 mi
Source: National Center for Education Statistics, EDGE public school locations 2024–25
Nearby ZIP codes.
ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.
48609