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48637

ZIP code 48637 is in Saginaw County, Michigan, and crosses into 2 other counties. About 3,024 people live here in 1,257 households. The median home value is $158,600 and the median household income $65,865. The average commute takes about 35 minutes.

ZIP code tabulation area · ACS 2020–2024 · Updated October 24, 2026
3,024residentsACS 2020–2024
$65,865median household incomeSaginaw County: $61K
$158,600median home valueSaginaw County: $153K
84%of households have broadbandhome internet subscription
48637 in MichiganZIP codes coloured by median household income
Map of Michigan ZIP codes by household income, with 48637 marked 48637
<$45K$125K+

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates · U.S. Census Bureau, 2024 Gazetteer and 2020 ZCTA relationship files

People.

3,024 residents in 1,257 households, next to the Saginaw County figure.

22%
under 18
15%
aged 18–34
26%
aged 65 and over
34%
of households are people living alone
55%
of households are married couples

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Homes.

1,339 housing units; the median owner-occupied home is valued at $158,600 (±$8,788).

91%
of households own their home
94%
of homes are detached single-family houses
1%
are in buildings with 5 or more units
4%
are mobile homes
6%
of housing units are vacant
$740
median gross rent a month

When homes were built

2020 or later1%
2010–20192%
2000–20096%
1990–19998%
1980–19896%
1970–197924%
1960–196913%
1950–195912%
1940–19498%
1939 or earlier20%

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Income and work.

Household income and work, in 2024 dollars; median household income ±$8,702.

$65,865
median household income
15.1%
of people live below the poverty line
11.9%
unemployment rate
15%
of adults 25+ hold a bachelor’s degree or higher

The poverty rate uses the federal poverty thresholds, which vary with family size. It says nothing on its own about what a neighborhood is like to live in.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Getting around.

How workers aged 16 and over get to work, and how long it takes.

35 min
average commute to work
22%
of commuters travel 45 minutes or more
90%
of workers drive or carpool
0%
take public transportation
3%
walk or bike
7%
work from home
3%
of households have no car

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Internet.

Home internet subscriptions.

84%
of households have a broadband subscription
12%
have no internet access at home

American Community Survey figures are estimates from a rolling sample, averaged over 2020–2024. Each comes with a margin of error, which is wider in places with fewer people.

Source: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates

Businesses in 48637.

32 business establishments with paid employees have an address in this ZIP code.

Grocery stores and supermarkets0
Convenience stores0
Pharmacies and drug stores0
Retail bakeries0
Full-service restaurants3
Limited-service restaurants0
Coffee shops and snack bars0
Bars0
Physicians’ offices0
Dentists’ offices0
Child care centers0
Gyms and fitness centers0
Movie theaters0
Museums0

Counts are business establishments with paid employees, by the ZIP code of their address. Self-employed people without staff, and public facilities such as libraries, are not included.

Source: U.S. Census Bureau, ZIP Code Business Patterns 2023

Health.

Estimated share of adults in 48637, next to the national figure.

81%
had a routine checkup in the past year
68%
visited a dentist in the past year
7%
of 18–64s have no health insurance
28%
get no leisure-time physical activity
33%
usually sleep less than 7 hours
17%
smoke
35%
have obesity
13%
have diagnosed diabetes
39%
have high blood pressure
21%
report fair or poor general health
18%
report frequent mental distress
33%
often feel lonely
15%
faced food insecurity in the past year
11%
faced housing insecurity in the past year
8%
lacked reliable transportation in the past year

These are model-based estimates for adults from the CDC’s PLACES project, combining national health surveys with local population data. They are not counts of local patients, and small differences between nearby ZIP codes are within the margin of the model.

Source: Centers for Disease Control and Prevention, PLACES 2025 release (ZCTA), public domain

Nearest public schools.

In a straight line from the center of the ZIP code. Attendance zones are set by each school district.

Merrill Elementary SchoolMERRILL0.4 mi
Merrill High SchoolMERRILL0.4 mi
Merrill Middle SchoolMERRILL0.4 mi
Hemlock Middle SchoolHEMLOCK5.1 mi
KC Ling Elementary SchoolHEMLOCK5.1 mi

Source: National Center for Education Statistics, EDGE public school locations 2024–25

Nearby ZIP codes.

ZIP codes here are the Census Bureau’s ZIP Code Tabulation Areas, which closely match the postal ZIP codes used for addresses.